Essential Protection for Batam Industrial Workers
Specialized Personal Accident (PA) Insurance designed for shipyard, manufacturing, and maritime sectors in Batam. Secure your financial safety net beyond standard BPJS coverage.
High Risks Require Maximum Protection
In Batam industrial zones, workplace accidents are a daily reality. Our PA insurance acts as a crucial additional financial shield.
BPJS TK Supplement
Fills the coverage gaps of BPJS. Receive cash compensation (cashless) for recovery costs or income replacement during medical leave.
Shipyard & Logistics Focus
Policies that understand risk classifications for shipyards and ports in Batam. Transparent underwriting without claim rejections due to misclassification.
Fast & Trusted Claims
Local Batam claims team that is responsive. Full administrative assistance from reporting to fund disbursement. Full compliance with GCG principles.
PA Product Options
Flexible solutions for corporate and individual needs.
Group PA (Employees)
- Ideal for manufacturing & shipyard companies.
- Economical premiums (bulk discount).
- 24-hour coverage or work-hours only options.
Individual / Family PA
- Personal protection for Batam-Singapore/Malaysia commuters.
- Hospitalization & permanent disability benefits.
- Extendable to family dependents.
Frequently Asked Questions
Does PA Insurance replace BPJS Workman Compensation (JKK)?
No, it supplements it. BPJS JKK focuses on medical bills. PA insurance provides direct cash payments to the victim or heirs to replace lost income during recovery or as a death benefit.
Can foreign workers (WNA) in Batam be insured?
Yes. We provide PA schemes for Expatriates working on projects in Batam with risk coverage that meets international standards and OJK regulations.
What are the common exclusions?
Generally, exclusions include accidents due to illegal acts, intoxication, or Occupational Diseases that should be covered by BPJS JKK. However, policies can be custom-designed for specific company needs.
Need Risk Management Consultation?
Our experts are ready to help your company in Batam design an effective and cost-efficient employee protection scheme.
Contact Batam Sales Team