Surety Bond

Bid Bond vs Performance Bond:
Differences, Functions, and When to Use Each

A complete guide for contractors in Batam — when each bond is required, guarantee values, validity periods, and what happens if a claim is filed.

May 29, 2026Asuransi Batam Team~10 min read

PT Arya Konstruksi, a mid-sized contractor based in Batu Ampar, has just won a tender for a facility building in the Kabil industrial estate valued at IDR 8.5 billion. On the director's desk sit two documents from the insurance company: a bid bond certificate used during the bidding process, and a request to immediately issue a performance bond before the contract is signed.

"Isn't the bid bond enough?" the director asks his team.

The answer: no. This is the most common misunderstanding that catches new contractors in Batam off guard. This article breaks down the differences in full.

What Is a Surety Bond — and Why Are There Multiple Types?

A surety bond is not a single product — it is a family of guarantee instruments, each designed to secure a specific phase and obligation in a construction or procurement project lifecycle.

Under Indonesia's government procurement framework (Presidential Regulation 16/2018), there are at least four types of surety bonds:

The bid bond and performance bond are the two most commonly confused — because both are issued in adjacent phases of the procurement cycle, just before and immediately after the contract is signed.

BB

Bid Bond: Guaranteeing Intent and Capability at the Tender Stage

A bid bond (or jaminan penawaran in Indonesian) is a surety bond certificate issued to guarantee that the contractor participating in a tender is serious about its bid, is capable of fulfilling the contract requirements, and will not withdraw after being named the winner.

Guarantee Value
1–3%
of bid value
Validity
+30 days
after tender period ends
Issued
Before
bid document submission

Illustration Example

Bid value
IDR 8.5 billion
Bid bond at 2%
IDR 170 million

Bid Bond Claim Trigger

A claim occurs if the tender winner refuses to sign the contract or fails to submit the performance bond within the specified timeframe. The contractor's reputation on the LPJK procurement system may also be affected.

PB

Performance Bond: Guaranteeing Project Completion to Spec

A performance bond (or jaminan pelaksanaan) is issued after the contractor has been named the winner and is ready to sign the contract. Its function: to guarantee that the contractor will complete the work according to the technical specifications, agreed schedule, and quality standards required.

Guarantee Value
5%
of contract value
Validity
Until PHO
provisional handover
Issued
Before
contract signing

Illustration Example (continued)

Contract value
IDR 8.5 billion
Performance bond at 5%
IDR 425 million

The performance bond value is significantly larger than the bid bond — because failure during execution causes far greater losses to the project owner.

Performance Bond Claim Triggers

  • • Halting work before completion without valid justification
  • • Failure to meet technical specifications after being given the opportunity to remedy
  • • Declared insolvent and unable to continue the project

Side-by-Side Comparison: Bid Bond vs Performance Bond

AspectBid BondPerformance Bond
Project phaseBefore contract — during the tender processAfter the contract is signed
Primary functionGuarantees seriousness of the bidGuarantees project completion
Guarantee value1–3% of bid value5% of contract value
Validity periodDuring the tender processDuring project execution
Issued whenBefore submitting bid documentsBefore contract signing
Released whenTender concludes (for losing bidders)PHO / provisional handover
Claim triggerWinner withdraws / refuses to signDefault during execution
Claim impactRelatively limited (smaller value)Significant (larger value)
Regulatory basisPresidential Regulation 16/2018Presidential Regulation 16/2018

Chronological Flow in a Single Project Cycle in Batam

The bid bond always precedes the performance bond and the two are never active in the same phase. Understanding this flow lets you prepare documents earlier and avoid the delays that frequently trip up contractors.

Tender Announcement
Prepare & Submit Bid Bond
Bid Document Submission
Evaluation by Procurement Committee
Winner Announcement
Prepare Performance Bond (within 14 days)
Contract Signing
Prepare Advance Payment Bond (if advance payment applies)
Project Execution
PHO — Provisional Handover
Prepare Maintenance Bond
Maintenance Period 12–24 Months
FHO — Final Handover

Projects in Batam That Routinely Require Both Bonds

Batam's project ecosystem spans multiple sectors and authorities — all of which require bid bonds and performance bonds.

🏗️

BP Batam (Batam Authority)

Infrastructure projects — roads, utilities, and Batu Ampar port facilities — always require both bid bonds and performance bonds under Presidential Regulation 16/2018. Projects typically exceed IDR 1 billion, making both bonds mandatory.

🏛️

Batam City Government

School buildings, health clinics, and drainage projects in Bengkong, Sekupang, and Batam Centre generally require both bonds, with varying contract values across districts.

🏭

Private Industrial Estates

Projects in Muka Kuning, Batamindo, and Nongsa managed by private entities typically follow the same standards as government procurement — since many factory tenants are multinationals with equivalent requirements.

Energy Projects

PLN Batam and industrial estate energy suppliers often require performance bonds with values above the standard rate, given the operational risk from delays affecting tenant production lines in Kabil and surrounding areas.

Cost Estimate: A Full Project Cycle at IDR 5 Billion

As a general illustration, here is the estimated total surety bond cost for a hypothetical project in Batam with a contract value of IDR 5 billion.

TypeGuarantee ValueEstimated Cost
Bid Bond (2%)IDR 100 millionIDR 500K – IDR 1 million
Performance Bond (5%)IDR 250 millionIDR 2 million – IDR 5 million
Advance Payment Bond (20%)IDR 200 millionIDR 1.5 million – IDR 3 million
Maintenance Bond (5%)IDR 250 millionIDR 1 million – IDR 2.5 million
Total estimateIDR 5M – IDR 11.5M
Note: The figures above are general illustrations based on market conditions. Total surety bond costs are less than 0.3% of the IDR 5 billion contract value — a small investment compared to the risk of failing a tender. Actual costs depend on the company's profile, track record, and the policies of each bond issuer. Contact us for an accurate quote →

Practical Tips for Batam Contractors

Prepare your company documents well in advance

Your deed of establishment, NPWP, NIB, IUJK, and SBU must always be valid and ready. Many contractors lose opportunities because an expired SBU is only discovered at the tender stage.

Factor issuance time into your tender schedule

For standard values, a bid bond can be issued within 1–2 working days. Don't wait until the day before the document submission deadline.

Don't confuse bid value with contract value

The bid bond is calculated from the bid value (which may differ from the final contract value after negotiation). The performance bond is calculated from the agreed contract value.

Understand the claim clauses in your certificate

Read carefully what conditions allow the obligee to file a claim. Not every delay or scope change automatically triggers a performance bond claim.

FAQ

Frequently Asked Questions

Can a bid bond be used as a substitute for a performance bond?+
No. They are separate products with different functions. A bid bond becomes irrelevant once the contract is signed — and that is precisely when the performance bond must already be in place. Attempting to use a bid bond as a performance guarantee will be rejected by the procurement committee.
How long does a contractor have to submit a performance bond after being named the winner?+
Under Presidential Regulation 16/2018, the winning contractor is generally given 14 calendar days from the issuance of the SPPBJ (Letter of Appointment) to sign the contract — and the performance bond must be submitted at or before signing. Our surety bond issuance process normally takes 1–3 working days, so prepare your documents as soon as the winner is announced.
Is the bid bond automatically returned if the company does not win the tender?+
The bid bond is not 'returned' in a physical sense for all formats — it depends on the mechanism used. What is certain: the surety's obligation ends once the tender is complete and the contractor is not named the winner. There are no additional charges.
What happens if project delays are caused by force majeure?+
Force majeure conditions recognized in the contract generally do not trigger a performance bond claim. However, this must be properly documented and communicated to the project owner in writing. Consult our team if you encounter this situation.
Can one insurance company issue all surety bond types for a single project?+
Yes, and it is actually recommended — to simplify coordination and ensure document consistency. The Asuransi Batam team can issue bid bonds, performance bonds, advance payment bonds, and maintenance bonds in a single integrated process.

Learn More About Surety Bonds

This article is based on Presidential Regulation 16/2018 on Government Procurement of Goods/Services, OJK regulations on licensed surety companies, and practical experience assisting contractors in Batam. Specific conditions for each project may vary — please consult our team before making decisions.

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